Workers' Comp Built for Trucking Companies.
From single-truck owner-operators to 500-driver fleets — same-day certificates, DOT compliance support, and competitive rates from A-rated carriers. Keep your trucks rolling and your drivers protected.
5,000+
Trucking companies covered nationwide
NPN #8880624
Licensed all 50 states
20+
Years insuring trucking
5,000+
Trucking companies covered
Same Day
Certificates & binders
All 50
States licensed
Our Services
Coverage for Every Trucking Operation
Whether you run one truck or a 200-driver fleet, we have a workers' comp solution that fits your payroll structure, DOT obligations, and budget.
Why Choose Us
The Trucking Insurance Specialists
General insurance brokers don't understand FMCSA rules, per-diem payroll, or the difference between a W-2 driver and a 1099 owner-operator. We do.
20+
Years insuring trucking
Trucking-Only Specialists
We focus exclusively on transportation insurance. Our team understands FMCSA rules, per-diem payroll, and owner-operator classification better than any general broker.
Same-Day Certificates
Brokers and shippers won't load without a current WC certificate. We issue them the same day — often within the hour of binding.
Competitive Fleet Rates
Volume discounts start at 5 drivers. Our market access to 30+ A-rated carriers means competitive pricing regardless of your fleet size or loss history.
DOT Audit Support
FMCSA audits happen fast. We prepare you in advance and have all documentation ready the moment an auditor calls.
A-Rated Carriers Only
We never place trucking WC with non-admitted or financially weak carriers. All our carrier partners maintain A or A+ AM Best ratings.
Driver Classification Guidance
The W-2 vs. 1099 question is the most costly mistake in trucking. We help you classify drivers correctly to avoid audits and penalties.
Same-Day WC Certificates for Trucking
Your broker won't wait. Neither will we. Call now or request a quote online.
How It Works
Quotes in 15 Minutes, Certs in Hours
We've streamlined the WC application process for trucking — less paperwork, faster approvals, and certificates issued the same day.
Tell Us About Your Fleet
Share your number of drivers, classification (W-2 vs. 1099), annual mileage, and DOT number. Takes under 5 minutes.
We Shop A-Rated Carriers
Our underwriters go to market with your information and return competing quotes — typically within the hour.
Review & Bind
We walk you through the quotes, explain differences, and bind coverage the same day you're ready.
Certificates Issued Immediately
Your DOT-compliant WC certificate is emailed to you and your broker the same day you bind — often within 2 hours.
Nationwide Coverage
Licensed in All 50 States
OTR routes don't stop at state lines. Neither does your coverage. We write policies that follow your drivers wherever they haul.
All 50 States Covered
OTR routes, interstate carriers, fleet operations — we have you covered regardless of where your trucks run.
Client Stories
Trusted by Trucking Operations Nationwide
From owner-operators to large fleets, our clients trust us to protect their drivers and keep their trucks legally compliant.
“Switched 12 trucks over to Trucking Workers Comp last year. Saved $18,000 on our annual premium and had certs in hand the same afternoon we called. The fleet portal alone is worth the switch.”
Mike Carlson
Carlson Freight LLC · Texas
“As a solo owner-operator I had no idea how to get WC coverage that brokers would accept. They set me up with a ghost policy in one phone call, explained exactly what it covered, and my broker approved it same day.”
Sandra Reyes
SR Owner-Operator · California
“DOT audit came with 48-hour notice and we needed updated certificates for 35 drivers. These guys had everything issued before the auditor arrived. Couldn't have survived that audit without them.”
Dave Hutchins
Midwest Express Transport · Illinois
“The pay-as-you-go program changed our cash flow completely. We used to dread audit season — now there are no surprises because premiums track our actual loads in real time.”
Loretta James
JL Trucking · Georgia
Frequently Asked Questions
Trucking WC Questions Answered
The most common questions from trucking companies and owner-operators about workers' compensation coverage.
It depends on your state and contracts. In many states, 1099 drivers are still considered employees for WC purposes. Brokers and shippers often require WC regardless of classification. We help you understand your state's rules and what your contracts demand.
Get Your Trucking WC Quote Today
Fill out our 2-minute form and receive a competitive quote from A-rated carriers. Same-day certificates available.